Student loans or Scholarship

The issue about the rising cost of education is not new for everyone, be it for rich people or for the those just barely earning a living.

However, this is not of so much of a threat for those who want to enter college but are not capable to meet its expenses. This is because of the two choices made available for them, first is the scholarship programs. And the second is the student loans. They may apply to either of the two.

Basically, the scholarship gives off monetary award which do not require the beneficiary to repay it. Unlike the student loan, the money that was lent to the students will be paid after some time with the corresponding amount plus interests.

Hence, it seems to be apparent that taking a scholarship program is more convenient than the student loan. Yet, you should know that both still consists of its advantages and disadvantages.

In scholarship, the students need not worry about finances throughout his college years. Almost thousands of scholarships are made available yearly. The systems of the programs depend on the financial needs of a certain student.

Although, it doesn’t necessarily mean that you are not intelligent because you were not be able to acquire a scholarship. There are various types of scholarship, one is for the intellectuals who acquire and maintain high grades. The other is the specific scholarships designed for the ones who excel in definite fields, for instance, in the field of sports, math, science, music, stage performers and others.

Those who belong in average I.Q. may still win a scholarship. They may not possess the remarkable level of intelligence to win a scholarship, but their talents may secure them one.

Moreover, there are also scholarships designed for certain races, minorities, and other sectors of the society that needs monetary support. And scholarship is not just confined to college students, the students who would want to pursue further study may also benefit.

There are also several institutions that offer scholarship programs to their members, examples of this are the religious organization and union groups, etc.

Now, if you think you won’t be legible for any scholarship, there is still one option — student loans.

Student loans, as mentioned above is the financial aid given to the students to pay their tuition with the agreement to repay it with the corresponding interests in a given period.

Scholarships do not require for repayment, but student loans do.

The advantage of a student loan is that it will give you freedom to move as a regular student, without the pressure of maintaining high grades and you can do your other activities without thinking of the conflict in the training schedules.

The hassle is when you would consider it, student loans need to be repaid the moment you graduate; you have to pay to the very last cent plus the interests.

If you are the bread winner of your family, paying for it will be another burden though you already have secured a job.

Anyhow, it will depend on you, the important thing is you finish your college education and secure a diploma, be it from a scholarship or through student loans.

The achievement of earning your college education amidst the hindrance of money is the thing you will always be proud of.

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Track the Field to Athletic Scholarship

Many of the youth today are gifted with aptitudes in sports. Some excel in gymnastics, swimming, archery, while the others excel in football, golf, martial arts, track and field events, and the list goes on.

Nowadays, the youths agility to fulfill their passions comes with a bonus—athletic scholarship.

Athletic scholarships are specially designed for the students who excel in sports provided they will be able to acquire a good grade which is appropriate to the required scores of the organization who funded the scholarship. And of course, the talent that goes with the discipline a devoted sports person desires.

If you are one of these sports person who want to acquire the said scholarship, your initial step is to look for the college institutions or universities which present the academic program that suits to your interests.

However, you still have to note that educating yourself even thoughplaying sports. As you join a division, you must carefully weigh the pros and cons of attending either in smaller colleges or large institutions.

You may find yourself standing out though in a smaller college. You may also join in large institutions, but chances are you might find yourself just as an alternative to a lot of other athletes.

You must be aware that the sports played during college are not like playing in your school or in your local community. Before engaging here, you can consult first your trainer/coach if you're “good enough” to qualify for college sports already.

The level of play is very much different and so much competition has sent what was dubbed as great players in their community to mediocrity in this level.

There are two ways in presenting the athletic scholarship. First is through official applications. And the following is the scout’s recommendations who represents the colleges and who travels to assess players in various sports, looking for the players that possess star qualities.

If you aim to succeed, aim to excel in your sophomore year. Maintain high grades to meet the academic requirements. It is also advisable that you compile your accomplishments for being an athlete. Consult to your coach whether which sports you will be best fitted according to your abilities.

Also, be keen in selecting the school which offers an immense balance between sports and academics. Talk to a career guidance counselor; this may help you in choosing the subjects you can study so you can qualify not just in sports alone. Establish contacts among the coaches of the college where you are applying, in addition, and let them know that yoo are dedicated and eager to know more about their curriculum.

Most of all, show your best advantages like showcasing both academic and athletic accomplisments. Then cite that you are looking for a scholarship. It will also be an advantage if you would initiate in submitting the applications to the college where the coach you wanted to contact works, this will emphasize your enthusiasm on the program.

With all the colleges and universities that offer athletic scholarships for great athletes, your college education will never be too straining to your parent’s purse anymore. Instead, they will feel glorified of having a kid who can excel not just in sports alone, but also in academics.

Now, as you go on to your application, remember that handling the application sensibly matched with discipline are the best recipes to ensure full scholarship in college.

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How to get your hands on a College Free Scholarship and Get that Degree you Want

Year in and year out, fresh graduates from high schools all over America have the same problem finding a free scholarship for college. While for those who have gone to private schools, money won't seem to be a problem as their parents could probably afford it. But for the millions of kids that go to public schools, this is a problem that has hounded them for years.

Many of these kids don’t even bother thinking about college. Most of them just get jobs and think about their independence. But how many of them do actually succeed and lead comfortable lives and get good earning jobs?

The chances are very slim. Getting a good college degree is the key to expedite the climb to the corporate ladder plus, they also get the much needed knowledge to be competitive in the work force. The diploma is not just a piece of paper that costs hundreds of thousands of dollars, the education that comes with those four years of hard work and great college fun is what you invest in.

But did you know that many college students from all over the country have been receiving scholarship money amounting to billions of dollars every year? This money comes from different sources and are divided up by many college students to get a free scholarship for college.

So the next question would be, how will you be able to get your hands into some of this money to finance your college education? Here are some steps many experts have recommended.

Start your search the earliest possible.

Don’t wait until you are in your senior year to find the source of these free scholarships. Even though you are just a junior, even in your sophomore year in high school, you should be able to start looking. There are even scholarships that are already awarded to junior year high school students. The first place you should go to look for these scholarships is in the counseling office of your high school. Then follow it up at the college financial aid office. You may also try the local community and civic organizations in your area. The Department of Education from your state is also a good place for inquiries. An dof course, the Internet.

Never stop looking for free scholarships.

Some scholarships are only good for a year or two. The more back up scholarship programs you have the more likely you will be able to finish your degree.

Hone your skills and interests.

There are many scholarship grantees that focuses on a persons skills, particular interest, ethnicity, athletic and extracurricular achievements or religion, so even if you do not have the highest academic distinction in your class, you still have a chance to be a scholar.

Be prompt with the deadlines

Note the dates when you have to pass your requirements, being late in your submission is as good as not submitting at all.

Grab every opportunity.

Apply for every scholarship program that you think you may qualify for. You may not pass in all of them, but at least you have other options.

Beware of the many scams in the Internet; if a website is charging you, this is likely just a con to get some money. Be relentless in your search and you will get that college degree you need with a college free scholarship.

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